At Mehiläinen, you have the flexibility to use a variety of payment methods. Take a look at the different payment and financing services we offer and choose the one that suits you best.
I will pay for the visit myself
If you pay for your visit personally, you can use debit and credit cards as a means of payment at Mehiläinen.
- debit and credit cards (Visa, MasterCard, American Express, Visa Electron)
- OmaMehiläinen application
- Mehiläinen Financing
- Mehiläinen gift card
- Smartum
- Epassi
Please note that we do not accept cash payments.
- Visa
- MasterCard
- American Express
- Visa Electron
Pay for your appointment easily and safely in OmaMehiläinen, without going to the cashier. You will receive an invoice/payment prompt for your visit to the app a few days – you can find it both in the app timeline and in the Invoices section of the app.
Payment methods in the OmaMehiläinen application:
- Payment card
- Online bank - Online payments require authentication (not yet in Fysios)
- Klarna (not yet in Fysios)
- Smartum
- Edenred
- Epassi
You can pay with a payment card as well as payment methods offered by Klarna. Online payments require authentication.
Please note that the OmaMehiläinen application cannot yet pay for the services of Hammas Mehiläinen or Therapy Clinic services.
It is easy and affordable to pay for the procedure, examination or operation at Mehiläinen with the Mehiläinen Instalment payment. You can apply for a funding decision in advance as soon as you receive a price estimate.
The calculator allows you to view the available payment options and monthly payments (in Finnish):
The credit is granted by Svea Bank AB (publ), filial i Finland.
With Instalment payment, you can pay flexibly in several instalments.
The benefits of the Mehiläinen Instalment payment:
- You can apply for a decision in advance for an amount of EUR 50–15,000 according to your needs.
- 30–60 days interest-free and cost-free payment period, or interest-bearing installment payment in equal instalments with a payment period of 3–60 months.
- You can always reduce your credit at a faster pace or pay it off in full at once.
- No down payment, no guarantors, no collateral.
The credit is granted by Svea Bank AB (publ), filial i Finland.
Learn more:
Read more about Hammas Mehiläinen's payment methods
Text message application
You can apply for a pre-decision via text message.
Dental care
Send the keyword MehiläinenH via text message to the number 045 739 50161, and you will receive a reply message with a link to fill out the application online.
Medical center services
Send the keyword MehiläinenL via text message to the number 045 739 50161, and you will receive a reply message with a link to fill out the application online.
Hospital services
Send the keyword MehiläinenS via text message to the number 045 739 50161, and you will receive a reply message with a link to fill out the application online.
Example calculation: Typical use of installment credit, amounting to €3000, with a repayment period of 6 months. Total credit costs amount to €120.68 (opening fee €0.00, credit interest rate 9.8% + 3-month Euribor rate (total interest rate on September 15, 2023, 13.68%) and monthly fees €0), effective annual interest rate 14.57%. The credit price according to the Consumer Protection Act is €3120.68. The monthly installment amount in the example calculation is €521. The credit is granted by Svea Bank AB (publ), branch in Finland, Mechelininkatu 1a, 00180 Helsinki. Svea Bank may agree with Mehiläinen on different prices.
| Monthly installment table | ||
| Amount | 6 kk | 12 kk |
| 100 € | 18 € | 9 € |
| 500 € | 87 € | 45 € |
| 1000 € | 174 € | 90 € |
| 2000 € | 347 € | 180 € |
| 3000 € | 521 € | 269 € |
| 4000 € | 694 € | 359 € |
| 5000 € | 867 € | 449 € |
| 6000 € | 1041 € | 538 € |
| 7000 € | 1214 € | 628 € |
| 8000 € | 1388 € | 718 € |
| 9000 € | 1561 € | 807 € |
| 10000 € | 1734 € | 897 € |
Electronic form
Apply for a pre-decision by filling out and submitting an electronic form.
The credit is granted by Svea Bank AB (publ), branch in Finland.
If you have any questions regarding financing, you can contact Svea's customer service by phone at +358 9 4242 3330 or through the contact form.
Customers of all insurance companies can do business in Mehiläinen easily. Your insurance company will tell you how to handle the payment. Many insurance companies have a practice whereby the customer pays for the visit themselves and then claims from the insurance company afterwards.
The If Direct Reimbursement service, which is available at all of Mehiläinen's clinics, provides effortless access to a doctor’s appointment for the clients of If’s health insurance also at the Mehiläinen Digiklinika. You only pay a possible deductible for a doctor’s appointment, and Mehiläinen will apply for reimbursements directly from If.
Your employer determines what kind of occupational health agreement you have in force. In the online appointment booking, you can see your occupational health team, whose visits are paid for by your employer. If you are going to see a specialist other than your own occupational health team, you can see from the online booking whether the service is covered by your occupational health agreement or whether it is a service you may have to pay for yourself.
At Hammas Mehiläinen, you also have the flexibility to use a variety of payment methods. Take a look at the different payment methods Hammas Mehiläinen offers and choose the one that suits you best.
